AMB BALANCED TRUST FUND (AMBBTF)
Type of Fund Growth and Income Fund
Category of Fund Balanced Fund
Trustee Universal Trustee (Malaysia) Berhad (17540-D)
External Investment Manager CIMB-Principal Asset Management Berhad (304078-K)
Investment Philosophy AMBBTF aims to provide the investor with a broad exposure to different asset classes including shares with less fluctuation in value and fixed income securities. This is a growth and income Fund that pursues steady income and long-term growth through diversified investment in equities, bonds, convertibles, warrants and short-term money market instruments.

 

Investment Objective To provide a balance between income and long-term capital appreciation.

Any material change to the investment objective of the Fund would require Unit Holders’ approval.

 
Investors' Profile AMBBTF is appropriate for investors who are seeking a fully managed balanced portfolio of investments and who have a long-term investment horizon of 5 years or more.
 
Benefits for Investors Diversification
When structuring an investment portfolio, diversification is one of the main tools used to reduce investment risk and enhance returns. Diversification should be within investment sectors (investing in a diverse range of shares) as well as across a variety of investment instruments (for example shares, fixed income securities and short-term money market instruments). In this manner, investors can usually access a broader range of securities than they could have by investing on their own. Such a diversified portfolio reduces risks, as should some investments drop in value there may be increases in value of other investments thus mitigating the downside risk. Because of the diversified nature of AMBBTF, risks associated with a downturn in a particular investment are reduced.
 
Specific Benefits of Investing in AMBBTF

Regular Savings Plan
You have the opportunity to invest through standing instruction. This plan makes regular savings easy and allows you to arrange transfers from your bank account to AMBBTF.

Affordability
Investors can invest with just RM1,000 as a minimum initial investment and subsequent investments can be made with a minimum of RM100.

Accessibility
Investors can easily access any Distribution Branches to perform any enquiry or transaction.

EPF Members' Investment Scheme
The Manager is a unit trust management company under the EPF Members' Investment Scheme. For eligible Funds, you may withdraw a portion of your EPF savings to invest in the Fund, which may provide you the opportunity to reap capital growth, thus increasing the value of your EPF Account 1 Retirement Savings subject to rules and regulations of the EPF Members' Investment Scheme from time to time.

You may withdraw a portion of your EPF savings to invest in our Funds which are eligible under the EPF Members' Investmnet Scheme. Kindly contact the manager to confirm which Funds are currently eligible for investment via the EPF Members' Investment Scheme. By investing some of your EPF savings in any of the above-mentioned Funds, you could stand to maximise the value of your retirement savings over the long-term.

Upon reaching the age of 55, investment under EPF Members' Investment Scheme will no longer be treated under the EPF Members' Investment Scheme and Unit Holders' existing investment will be converted into their own account of which Unit Holders may redeem directly.

Kindly note that investment via EPF Members' Investment Scheme is subject to EPF's terms and conditions and investors are encouraged to check on the related details accordingly.

Asset Allocation
  • Min 40% max 58% in equities
  • Min 40% max 58% in fixed income securities
  • Min 2% in liquid assets
 
Benchmark The performance of AMBBTF will be benchmarked against
  • 50% of the performance of the FBM KLCI
  • 50% Maybank 12 Months Fixed Deposit Rate

Note: The risk profile of this Fund is different from the risk profile of the benchmark.

 

Print

Investors are advised to read and understand the contents of the Master Prospectus for Conventional Funds dated 17 September 2015 and expires on 16 September 2016 before investing. This prospectus has been registered and lodged with the Securities Commission Malaysia. Among others, investor should consider the fees and charges involved. The price of units and distributors payable, if any, may go down as well as up. Past performance of the fund should not be taken as indicative of its future performance. Units will only be issued on receipt of an application form referred to in and accompanying the prospectus, which can be obtained at Amanah Mutual Berhad, Amanah Saham Nasional Berhad, any Maybank and Bank Rakyat distribution branches.