AMB DANA ARIF (AMBDA)
Type of Fund Income Fund
Category of Fund Sukuk Fund
Trustee AmanahRaya Trustees Berhad (766894-T)
External Investment Manager CIMB-Principal Asset Management Berhad (304078-K)
Investment Philosophy AMBDA is a Shariah-compliant income oriented fund, which invests primarily in a portfolio of Sukuk and Shariah-compliant money market instruments. It is structured to earn income on a regular basis and to achieve capital appreciation through flunctuations in market yields of Islamic debt securities.

 

Investment Objective To provide a steady appreciation of the NAV of the Fund with a regular flow of income to our investors through investments in debt securities that are permissible under Shariah Principles.

Any material change to the investment objective of the Fund would require Unit Holders’ approval.

Classes of Units of the Fund
Classes Currency Denomination Of Units Category Of Investor Distribution Policy Annual Management Fee
(% of NAV)
Minimum Intial Investment Minimum Additional Investment
A-MYR MYR Retail Distribution of income 15:85 MYR 1,000 MYR 500
C-MYR MYR Institutional Distribution of income 10:90 MYR 1 million MYR 5,000
A-SGD SGD Retail Distribution of income 25:75 SGD 500 SGD 100
C-USD USD Institutional Distribution of income 20:80 USD 500,000 USD 5,000

(i) Existing units for investment made prior to 28 May 2013 are classified under Class A-MYR.
(ii) Classes of AMBDA invest in the same investment portfolio and share the same investment objective and policy.

Investors' Profile The Fund is suitable for investors with the following profile:-
  • Prefer a consistent and steady appreciation in value through investments in debt instruments that are permissible under Shariah Principles.
  • Possess a long term investment horizon in excess of 5 years.
 
Benefits for Investors AMBDA is suitable for investors who seek returns from a well-diversified portfolio of debt securities that conform to the Shariah Principles. Owing to the assets investible by the Fund, investors may experience reduced volatility when compared to equity related Funds and also possible generation of a regular income stream.

Further to this, AMBDA is an avenue for investors to invest in a well-diversified Islamic debt securities portfolio without huge capital outlays.

 
Specific Benefits of Investing in AMBDA Strict adherence to the Shariah Principles
AMBDA has been specially designed with adherence to the Shariah Principles. A panel of Shariah Committee Members of the Fund comprises of Islamic scholar's monitors the activities of the Fund.
 

Investment Through Diversification
AMBDA manages and aims to minimise your risks by investing in a diversified range of shariah-compliant securities.

Regular Savings Plan
You have the opportunity to invest through standing instruction. This plan makes regular savings easy and allows you to arrange transfers from your bank account to AMBDA.

Accessibility
Investors can easily access any Distribution Branches to perform any enquiry or transaction.

EPF Members' Investment Scheme
The Manager is a unit trust management company under the EPF Members' Investment Scheme. For eligible Funds, you may withdraw a portion of your EPF savings to invest in the Fund, which may provide you the opportunity to reap capital growth, thus increasing the value of your EPF Account 1 Retirement Savings subject to rules and regulations of the EPF Members' Investment Scheme from time to time.

You may withdraw a portion of your EPF savings to invest in our Funds which are eligible under the EPF Members' Investmnet Scheme. Kindly contact the manager to confirm which Funds are currently eligible for investment via the EPF Members' Investment Scheme. By investing some of your EPF savings in any of the above-mentioned Funds, you could stand to maximise the value of your retirement savings over the long-term.

Upon reaching the age of 55, investment under EPF Members' Investment Scheme will no longer be treated under the EPF Members' Investment Scheme and Unit Holders' existing investment will be converted into their own account of which Unit Holders may redeem directly.

Kindly note that investment via EPF Members' Investment Scheme is subject to EPF's terms and conditions and investors are encouraged to check on the related details accordingly.

Asset Allocation
  • Min 70% to max 98% in Sukuk and Shariah-compliant money market instruments.
  • Min 2% to max 30% in Shariah-compliant liquid assets.
 
Benchmark

The performance of AMBDA will be benchmarked against the 12-month General Investment Account-rates of commercial banks, which is obtainable from the Bank Negara website.


Note: The risk profile of this Fund is different from the risk profile of the benchmark.
 

 

Print

Investors are advised to read and understand the contents of the Master Prospectus for Shariah Funds dated 17 September 2015 and expires on 16 September 2016. This prospectus has been registered and lodged with the Securities Commission Malaysia. Among others, investor should consider the fees and charges involved. The price of units and distributors payable, if any, may go down as well as up. Past performance of the fund should not be taken as indicative of its future performance. Units will only be issued on receipt of an application form referred to in and accompanying the prospectus, which can be obtained at Amanah Mutual Berhad, Amanah Saham Nasional Berhad, any Maybank and Bank Rakyat distribution branches.