Closed for subscription on 19/04/2014

AMB DANA AQEEL (CAPITAL PROTECTED*) – SERIES 2 (AMBDAQ2)
Type of Fund Capital protected*
Category of Fund Fixed income (Shariah) fund
Trustee AmanahRaya Trustees Berhad (766894-T)
External Investment Manager CIMB-Principal Asset Management Berhad (304078-K)
Investment Philosophy AMBDAQ2 is a low-risk fund with a three (3) years tenure to maturity that complies with Shariah principles. The fund will invest in:
  • Sukuk and Shariah-compliant money market instruments to provide capital protection* until maturity;
  • Shariah-compliant equities to provide potential returns to the fund; and
  • cash equivalent instruments for liquidity purposes.
The unit price will change to reflect movements in the value of the fund's assets.

 

Investment Objective The objective of AMBDAQ2 aims to protect* the capital of the fund at maturity date whilst seeking potential returns over the tenure of the fund. The capital protection* is provided through the fund's investments in Sukuk and Shariah-compliant money market instruments.

Any material change to the investment objective of the fund would require unit holders' approval.

 
Investors' Profile The Fund is suitable for investors who are seeking:
  • a fund which protects* the investors' capital at maturity.
  • investments that are in accordance with Shariah principles.
  • an investment horizon of three (3) years.
  • exposure to Singapore Dollar (SGD) currency movements whilst still being invested in Malaysian Ringgit (MYR)-denominated assets (applicable to Class SGD only).
 
Specific Benefits of Investing in AMBDAQ2 Strict Adherence to the Shariah Principles
AMBDAQ2 has been specially designed with adherence to the Shariah principles. The Shariah committee members of the fund comprise of Islamic scholars who monitor the investment activities of the fund.
 

Investment Through Diversification
AMBDAQ2 manages and aims to minimise your risks by investing in a diversified range of Sukuk and Shariah-compliant money market instruments.

AffordabilityLow minimum initial and additional investments during the initial offer period (IOP) as follows:

 

Class MYR

Class SGD

Individual investor

Minimum initial investment amount

MYR 1,000

SGD 1,000

Minimum additional investment amount during initial offer period

MYR 100

SGD 100

Corporate investor

Minimum initial investment amount

MYR 50,000

SGD 50,000

Minimum additional investment amount during initial offer period

MYR 5,000

SGD 5,000

Accessibility
Investors can easily access any of the fund's distribution channel to perform any enquiry or transaction.

Asset Allocation
  • Min 85% to max 98% in Sukuk and Shariah-compliant money market instruments.
  • Min 0% to max 13% in Shariah-compliant equities.
  • Min 2% in cash and/or Shariah-compliant deposits.
 
Benchmark

Maybank 12-month General Investment Account Tier 1 Rate.
The risk profile of the fund is higher than the risk profile of the benchmark.

 
   
* Investors are advised that unlike a guaranteed fund, this capital protected fund is protected through its investments in Sukuk and Shariah-compliant money market instruments and the return of capital is not guaranteed. The return of capital is subject to the credit risk of the issuers of the sukuk and Shariah-compliant money market instruments.

 

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Investors are advised to read and understand the contents of the Product Highlights Sheet (PHS) and the Prospectus for AMB Dana Aqeel (Capital Protected*) – Series 2 (Prospectus) dated 6 March 2014 and expires on 19 April 2014, before investing. These PHS and Prospectus have been registered and lodged with the Securities Commission Malaysia. Among others, investors should consider the fees and charges involved. The price of units and distributors payable, if any, may go down as well as up. Units will only be offered for sale during the initial offer period and issued on receipt of an application form referred to, in and accompanying the prospectus, which can be obtained from Amanah Mutual Berhad or any of the IUTA branches appointed by the Manager.

The fund is not guaranteed and subject to investment risks. The capital protection* applies to unit holders who hold their investments until the maturity date of the fund. Any repurchase before the maturity date of the fund would be based on the net asset value of the fund on the day of repurchase less the repurchase charge, and that protection* does not apply in this case. There may be a dilution of performance due to the capital protection* structure being put in place, compared to a fund without capital protection*.