|AMB DANA IKHLAS (AMBDI)|
|Type of Fund||Growth and Income Fund|
|Category of Fund||Balanced Fund (Shariah)|
|Trustee||AmanahRaya Trustees Berhad (766894-T)|
|External Investment Manager||CIMB-Principal Asset Management Berhad (304078-K)|
|Investment Philosophy||AMBDI is a Shariah-compliant balanced fund that offers investors an opportunity to invest in a diversified portfolio of assets managed under investment policies that adhere with the Shariah Principles. The investment portfolio of the Fund comprises securities which has been classified as Shariah compliant by the Shariah Advisory Council of the Securities Commission. For securities which are not certified by the Shariah Advisory Council, the Shariah Committee Members of the Fund will determine whether the securities are Shariah compliant for investment by the Fund.|
|Investment Objective||To attain a mix of regular income stream and possible capital growth via investments into listed equities, Islamic debt instruments and other assets that are permissible under the Shariah Principles.
Any material change to the investment objective of the Fund would require Unit Holders’ approval.
|Investors' Profile||The Fund is suitable for all investors who are seeking a fully managed and balanced portfolio of investments that conforms to the Shariah Principles and has an investment horizon of five (5) years or more.|
|Benefits for Investors||AMBDI has been specially designed with adherence to the Shariah Principles. Through a process of diversification, the risks associated with the investments are spread over the portfolio of stocks and debt instruments. Investors can also benefit from the expertise and resources of our professional External Investment Manager at an affordable cost.|
|Specific Benefits of Investing in AMBDI||
Strict adherence to the Shariah Principles
Investment Through Diversification
Regular Savings Plan
EPF Members' Investment Scheme
You may withdraw a portion of your EPF savings to invest in our Funds which are eligible under the EPF Members' Investmnet Scheme. Kindly contact the manager to confirm which Funds are currently eligible for investment via the EPF Members' Investment Scheme. By investing some of your EPF savings in any of the above-mentioned Funds, you could stand to maximise the value of your retirement savings over the long-term.
Upon reaching the age of 55, investment under EPF Members' Investment Scheme will no longer be treated under the EPF Members' Investment Scheme and Unit Holders' existing investment will be converted into their own account of which Unit Holders may redeem directly.
Kindly note that investment via EPF Members' Investment Scheme is subject to EPF's terms and conditions and investors are encouraged to check on the related details accordingly.
|Benchmark||The performance of AMBDI will be benchmarked against 50% of the FBM EMAS Shariah Index and 50% of the 12-month GIA rates of commercial banks, which are obtainable from the Bursa Malaysia website and Bank Negara website respectively.|
Investors are advised to read and understand the contents of the Master Prospectus for Shariah Funds dated 17 September 2014 and expires on 16 September 2015 before investing. This prospectus has been registered and lodged with the Securities Commission Malaysia. Among others, investor should consider the fees and charges involved. The price of units and distributors payable, if any, may go down as well as up. Past performance of the fund should not be taken as indicative of its future performance. Units will only be issued on receipt of an application form referred to in and accompanying the prospectus, which can be obtained at Amanah Mutual Berhad, Amanah Saham Nasional Berhad, any Maybank and Bank Rakyat distribution branches.