AMB DANA YAKIN (AMBDY)
Type of Fund Growth Fund
Category of Fund Equity Fund (Shariah)
Trustee AmanahRaya Trustees Berhad (766894-T)
External Investment Manager UOB Asset Management (Malaysia) Berhad (219478-X)
Investment Philosophy AMBDY is a Shariah-compliant equity fund that offers investors an opportunity to invest in a diversified portfolio of assets managed under investment policies that adhere with the Shariah Principles. The investment portfolio of the Fund comprises securities which has been classified as Shariah compliant by the Shariah Advisory Council of the Securities Commision. For securities which are not certified by the Shariah Advisory Council, the Shariah Committee Members of the Fund will determine whether the securities are Shariah compliant for investment by the Fund.

By investing in a diversified portfolio of Shariah compliant shares in Malaysia, AMBDY provides investors with a better spread of investments than could be achieved by investors with a small amount of money to invest.

 

Investment Objective The objective of the Fund is to achieve a steady capital growth over the medium to long-term period through investments permissible under the Shariah Principles.

Any material change to the investment objective of the Fund would require Unit Holders’ approval.

 
Investors' Profile AMBDY is suited to investors who:
  • are looking for investments in a diversified portfolio of assets that conform to the Shariah Principles; and
  • have a medium to long-term investment horizon of 3 years and above.
 
Benefits for Investors AMBDY has been specially designed with adherence to the Shariah Principles. Through diversification process, the risk associated with the investments are spread over the portfolio of stocks and this will lower the risk of investing in the equity. Investors can also benefit from the expertise and resources of the professional External Investment Manager managing the Fund at an affordable cost.
 
Specific Benefits of Investing in AMBDY

Strict adherence to the Shariah Principles
AMBDY has been specially designed with adherence to the Shariah Principles. A panel of Shariah Committee Members of the Fund comprising of Islamic scholars monitors the activities of the Fund.

Investment Through Diversification
AMBDY manages and aims to minimise your risks by investing in a diversified range of Shariah-compliant securities.

Regular Savings Plan
You have the opportunity to invest through standing instruction. This plan makes regular savings easy and allows you to arrange transfers from your bank account to AMBDY.

Affordability
Investors can invest just RM500 as a minimum initial investment and subsequent investments can be made at a minimum of RM100.

Accessibility
Investors can easily access any Distribution Branches to perform any enquiry or transaction.

EPF Members' Investment Scheme
The Manager is a unit trust management company under the EPF Members' Investment Scheme. For eligible Funds, you may withdraw a portion of your EPF savings to invest in the Fund, which may provide you the opportunity to reap capital growth, thus increasing the value of your EPF Account 1 Retirement Savings subject to rules and regulations of the EPF Members' Investment Scheme from time to time.

You may withdraw a portion of your EPF savings to invest in our Funds which are eligible under the EPF Members' Investmnet Scheme. Kindly contact the manager to confirm which Funds are currently eligible for investment via the EPF Members' Investment Scheme. By investing some of your EPF savings in any of the above-mentioned Funds, you could stand to maximise the value of your retirement savings over the long-term.

Upon reaching the age of 55, investment under EPF Members' Investment Scheme will no longer be treated under the EPF Members' Investment Scheme and Unit Holders' existing investment will be converted into their own account of which Unit Holders may redeem directly.

Kindly note that investment via EPF Members' Investment Scheme is subject to EPF's terms and conditions and investors are encouraged to check on the related details accordingly.

Asset Allocation
  • Min 70% to max 98% in Shariah-compliant equities
  • Min 2% in Shariah-compliant liquid assets
 
Benchmark The performance of AMBDY will be benchmarked against 90% of the FBM EMAS Shariah Index and 10% of the 1-month General Investment Account-rates of commercial banks, which are obtainable from the Bursa Malaysia website and the Bank Negara website respectively.

Note: The risk profile of this Fund is different from the risk profile of the benchmark.
 

 

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Investors are advised to read and understand the contents of the Master Prospectus for Shariah Funds dated 17 September 2015 and expires on 16 September 2016 before investing. This prospectus has been registered and lodged with the Securities Commission Malaysia. Among others, investor should consider the fees and charges involved. The price of units and distributors payable, if any, may go down as well as up. Past performance of the fund should not be taken as indicative of its future performance. Units will only be issued on receipt of an application form referred to in and accompanying the prospectus, which can be obtained at Amanah Mutual Berhad, Amanah Saham Nasional Berhad, any Maybank and Bank Rakyat distribution branches.