AMB INCOME TRUST FUND (AMBITF)
Type of Fund Income Fund
Category of Fund Bond Fund
Trustee Universal Trustee (Malaysia) Berhad (17540-D)
External Investment Manager CIMB-Principal Asset Management Berhad (304078-K)
Investment Philosophy AMBITF is an income-oriented fund, which invests primarily in a portfolio of fixed income securities. It is structured to earn income on a regular basis and to achieve capital appreciation through interest rate fluctuations. The unit price will change to reflect movements in the value of the Fund’s assets.

 

Investment Objective To maximise returns over the medium term and while at the same time offer stability of capital and regular consistent income.

Any material change to the investment objective of the Fund would require Unit Holders’ approval.

 
Investors' Profile The Fund is suitable for investors who:
  • seek a medium term investment with regular consistent income; and
  • seek investment with potential for moderate capital growth.
 
Benefits for Investors Generally, returns from fixed income investments are lower than shares over the medium to longer term. Because income streams from fixed income securities are generally secure, income as a proportion of AMBITF’s total return is usually high, especially when interest rates are high.
 
Specific Benefits of Investing in AMBITF Regular Savings Plan
You have the opportunity to invest through standing instruction. This plan makes regular savings easy and allows you to arrange transfers from your bank account to AMBITF.
 

Affordability
Investors can invest with just RM1,000 as a minimum initial investment and subsequent investments can be made with a minimum of RM100.

Accessibility
Investors can easily access any Distribution Branches to perform any enquiry or transaction.

EPF Members' Investment Scheme
The Manager is a unit trust management company under the EPF Members' Investment Scheme. For eligible Funds, you may withdraw a portion of your EPF savings to invest in the Fund, which may provide you the opportunity to reap capital growth, thus increasing the value of your EPF Account 1 Retirement Savings subject to rules and regulations of the EPF Members' Investment Scheme from time to time.

You may withdraw a portion of your EPF savings to invest in our Funds which are eligible under the EPF Members' Investmnet Scheme. Kindly contact the manager to confirm which Funds are currently eligible for investment via the EPF Members' Investment Scheme. By investing some of your EPF savings in any of the above-mentioned Funds, you could stand to maximise the value of your retirement savings over the long-term.

Upon reaching the age of 55, investment under EPF Members' Investment Scheme will no longer be treated under the EPF Members' Investment Scheme and Unit Holders' existing investment will be converted into their own account of which Unit Holders may redeem directly.

Kindly note that investment via EPF Members' Investment Scheme is subject to EPF's terms and conditions and investors are encouraged to check on the related details accordingly.

Asset Allocation
  • Min 70% max 98% in fixed income securities
  • Max 30% in liquid assets
 
Benchmark The performance of AMBITF is benchmarked against 12 month fixed deposit rate of commercial banks, which is obtainable from the Bank Negara website.

Note: The risk profile of this Fund is different from the risk profile of the benchmark.
 

 

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Investors are advised to read and understand the contents of the Master Prospectus for Conventional Funds dated 17 September 2015 and expires on 16 September 2016 before investing. This prospectus has been registered and lodged with the Securities Commission Malaysia. Among others, investor should consider the fees and charges involved. The price of units and distributors payable, if any, may go down as well as up. Past performance of the fund should not be taken as indicative of its future performance. Units will only be issued on receipt of an application form referred to in and accompanying the prospectus, which can be obtained at Amanah Mutual Berhad, Amanah Saham Nasional Berhad, any Maybank and Bank Rakyat distribution branches.