UNDERSTANDING UNIT TRUST

Q
What is a Unit Trust?
A

A Unit Trust is a fund, an investment scheme, which pools money from many investors who share the same financial objectives. The Trustee on behalf of the investors holds the assets of the Trust.

By pooling your funds you gain access to investment opportunities, which are normally unavailable to the individual investor.

Investors' rights and interest are well protected by an independent Trustee (who is appointed to ensure that the manager is in compliance with the terms and conditions of the Trust Deed), an independent Auditor and the Securities Commission.

 
Types of Unit Trust Fund managed by Amanah Mutual Berhad (AMB)
Q
What are the categories of Unit Trust Fund available?
A AMB funds offer alternatives / options / varieties i.e. investments that cater individual risk profile.

Category of Funds :

1. Equity Fund

AMB Unit Trust Fund
AMB Index-Linked Trust Fund
AMB Ethical Trust Fund
AMB Value Trust Fund
AMB Dana Yakin (Shariah)
AMB Dividend Trust Fund

2. Balanced Fund

AMB Balanced Trust Fund
AMB Lifestyle Trust Fund 2009
AMB Lifestyle Trust Fund 2014
AMB Dana Ikhlas (Shariah)

3. Bond Fund

AMB Income Trust Fund
AMB Enhanced Bond Trust Fund
AMB Dana Arif (Shariah)

4. Equity Fund (Small Cap)

AMB SmallCap Trust Fund

5. Fixed Income Fund

AMB Lifestyle Trust Fund Today

6. Mixed Asset

PNB Structured Investment Fund ( PNB SIF )


Risk Profile
Q
What are the risks involved when investing in the AMB Unit Trust Funds?
A Unit Trust Fund work best as long-term investments. The lower the risk, the more stable and predictable the return.

The higher risk investments are generally associated with high returns as well as volatilities.