AMB DANA ARIF (AMBDA)
Type of Fund Income Fund
Category of Fund Bond Fund
Trustee AmanahRaya Trustee Berhad (766894-T)
Investment Manager CIMB-Principal Asset Management Berhad (304078-K)
Investment Philosophy AMBDA is an income oriented fund, which invests primarily in a portfolio of Islamic debt securities. It is structured to earn income on a regular basis and to achieve capital appreciation through flunctuation in market yields of Islamic dept securities. The unit price will change to reflect movement in the value of the Fund's assets.

 
Investment Objective To provide a steady appreciation of the net asset value of the Fund with a regular flow of income to our investors through investments in debt securities that are permissible under Shariah Principles.

Any material change to the investment objective of the Fund would require Unit Holders’ approval.
 
Approved Fund Size of AMBDA The approved Fund size for AMBDA is 1 billion Units.
Investor Profile The Fund is suitable for investors with the following profile:-
  • Prefer a consistent and steady appreciation in value through investments in debt instruments that are permissible under Shariah Principles.
  • Possess an investment horizon in excess of five years.
 
Benefits for Investors AMBDA is suitable for investors who seek returns from a well-diversified portfolio of debt securities that conform to the Shariah Principles. Owing to the assets investible by the Fund, investors may experience reduced volatility when compared to equity related Funds and also possible generation of a regular income stream.

Further to this, AMBDA is an avenue for investors to invest in a well-diversified Islamic debt securities portfolio without huge capital outlays.
 
Specific Benefits of Investing in AMBDA Strict adherence to the Shariah Principles
AMBDA has been specially designed with adherence to the Shariah Principles. A panel of Shariah Committee Members of the Fund comprises of Islamic scholar's monitors the activities of the Fund.
 

Investment Through Diversification
AMBDA manages and aims to minimise your risks by investing in a diversified range of shariah-compliant securities.

Regular Savings Plan
You have the opportunity to invest through standing instruction. This plan makes regular savings easy and allows you to arrange transfers from your bank account to AMBDA.

Affordability
Investors can invest just RM 1,000 as a minimum initial investment and subsequent investments can be made at a minimum of RM500.

Accessibility
Investors can easily access any Distribution Branches to perform any enquiry or transaction.

EPF Members Investment Scheme
The Manager is a unit trust management company under the EPF Members Investment Scheme. You may withdraw a portion of your EPF savings to invest in AMBDA, which may provide you the opportunity to reap capital growth, thus increasing the value of your EPF Account 1 Retirement Savings, subject to rules and regulations of the EPF Members Investment Scheme from time to time.
Asset Allocation
  • Min 50% max 98% in Islamic debt securities
  • Min 2% max 50% in liquid assets and short-term Islamic money market instruments.

The allocation may be reduced to below the minimum levels indicated at the discretion of the Manager only during exceptional circumstances. Exceptional circumstances would include situations:

  1. When there is high risk of capital loss on debt instruments due to interest rate fluctuations
  2. When there is insufficient liquidity in debt instruments for the Fund to transact efficiently and/or
  3. When there is redemption affecting the liquidity position of the Fund.
 
Performance Benchmark The performance of AMBDA is benchmarked against the 12-month General Investment Account-rates of commercial banks, which is obtainable from the Bank Negara website.
 

 

Investors are advised to read and understand the contents of the Master Prospectus dated 17 September 2011 and expires on 16 September 2012 before investing. This prospectus has been registered and lodged with the Securities Commission. Among others, investor should consider the fees and charges involved. The price of units and distributors payable, if any, may go down as well as up. Past performance of the fund should not be taken as indicative of its future performance. Units will only be issued on receipt of an application form referred to in and accompanying the Prospectus, which can be obtained at Amanah Mutual Berhad, Amanah Saham Nasional Berhad, any Maybank and Bank Rakyat distribution branches.