AMB DANA AQEEL –
CAPITAL PROTECTED
Type of Fund Capital Protected* Fund
Category of Fund Fixed Income Fund
Trustee AmanahRaya Trustees Berhad (766894-T)
Investment Manager CIMB-Principal Asset Management Berhad (304078-K)
Investment Philosophy AMBDAQ-CP is a low-risk fund with a three (3) year tenure to maturity that complies with Shariah Principles. The Fund will primarily invest in high quality locally issued Sukuk to provide capital protection* until maturity while the remainder is invested in Shariah-compliant equities to provide potential capital gain to the Fund and cash equivalent instruments for liquidity purposes. The Unit price will change to reflect movements in the value of the Fund's assets.

 
Investment Objective

To protect the initial capital* of the Fund at the Maturity Date through investments principally in fixed income securities predominantly in Sukuk that are permissible under Shariah Principles whilst seeking potential returns over the tenure of the Fund.

Any material change to the investment objective of the Fund would require Unit Holders’ approval.
 
Approved Fund Size The approved Fund size for AMBDAQ-CP is 300 million Units.
Investor Profile The Fund is suitable for investors with the following profile: -
  • Seeking low risk investments that are in accordance with Shariah Principles.
  • Seeking a Fund which protects the initial capital* with potential to yield better return than the 12-month GIA rates of commercial banks.
  • Medium term investment horizon of 3 years.
 
Benefits for Investors

AMBDAQ-CP is suitable for investors who seek capital protection* upon maturity from a well-diversified portfolio of fixed income securities that conform to the Shariah Principles. AMBDAQ-CP is an avenue for investors to invest in a well-diversified Islamic debt securities portfolio without huge capital outlay.
 
Specific Benefits of Investing in AMBDAQ-CP Strict adherence to the Shariah Principles
AMBDAQ-CP has been specially designed with adherence to the Shariah Principles. The Shariah Committee Members of the Fund comprise Islamic scholars who monitor the investment activities of the Fund.
 

Investment Through Diversification
AMBDAQ-CP manages and aims to minimise your risks by investing in a diversified range of Shariah compliant fixed income securities.

Affordability
During the IOP, individual investors can invest just RM 1,000 as a minimum initial investment and subsequent investments can be made at a minimum of RM500. For non-individual investor, a minimum initial investment of RM5,000 is required and subsequent investments can be made at a minimum of RM1,000.

Accessibility
Investors can easily access any Distribution Branch to perform any enquiry or transaction.
Asset Allocation
  • Min 85% to max 98% in Shariah fixed income securities.
  • Max 10% in equities.
  • Min 2% in cash or cash equivalent instruments.
 
Performance Benchmark 12-month GIA rates of commercial banks which is obtainable from the Bank Negara Malaysia’s website.
 
   
* Investors are advised that unlike a guaranteed fund, this capital protected fund is protected by investments predominantly in Sukuk which is issued locally and not by a guarantee. Consequently the return of capital is SUBJECT TO the credit/default risk of the issuers of the fixed income securities.

 

Investors are advised to read and understand the contents of the Master Prospectus dated September 17, 2009 and the First Supplementary Master Prospectus dated October 30, 2009 before investing. These prospectuses have been registered and lodged with the Securities Commission. Among others, investor should consider the fees and charges involved. The price of units and distributions payable, if any, may go down as well as up. Past performances of the fund should not be taken as indicative of its future performance. Units will only be issued on receipt of an application form referred to in and accompanying the Prospectus, which are obtainable at Amanah Mutual Berhad, Amanah Saham Nasional Berhad or any Maybank distribution branches.