AMB DANA NABEEL (AMBDN)
Type of Fund Income Fund
Category of Fund Money Market (Shariah) Fund
Trustee AmanahRaya Trustees Berhad (766894-T)
External Investment Manager Permodalan Nasional Berhad (38218-X)
Investment Philosophy

AMBDN is a high liquidity income Fund, which invests in highly liquid instruments in order to provide investors the facility to easily shift their funds and take advantage of the market movements.

The investment portfolio of the Fund comprises securities which has been classified as Shariah compliant by the Shariah Advisory Council of the Securities Commission. For Securities which are not certified by the Shariah Advisory Council, the Shariah Committee Members of the Fund will determine whether the securities are Shariah compliant for investment by the Fund.

 
Investment Objective The Fund aims to provide investors with high-level liquidity and regular income stream to meet cash flow requirements based on Shariah principles while maintaining capital preservation*.
 
Approved Fund Size The approved Fund size for AMBDN is 400 million Units.
Investors' Profile The Fund is suitable for investors with the following profile:-
  • Seeking low risk investments that are in accordance with Shariah Principles.
  • Seeking a Fund with regular income with potential yield to return better than Bank Islam Mudharabah Overnight Rate.
  • Preferring short term investment horizon and wish to reduce exposure in higher risk investments.
  • Ease of entry and exit.
 
Specific Benefits of Investing in AMBDN Strict Adherence to the Shariah Principles
AMBDN will adhere to the Shariah Principles. The Shariah Committee Members of the Fund comprise Islamic scholars who will monitor the investment activities of the Fund.

Liquidity
AMBDN invests in highly liquid instruments in order to provide investors the facility to easily shift their funds and take advantage of opportunities presented by market movements.

Investment Through Diversification
AMBDN manages and aims to minimise your risks by investing in a diversified range of Shariah compliant short term money market instruments.

Affordability
Individual investors can invest just RM5,000 as a minimum initial investment and subsequent investments can be made at a minimum of RM1,000. For corporate investors, a minimum initial investment of RM50,000 is required and subsequent investments can be made at a minimum of RM10,000.

Assessibility
Investors can easily access at AMB or any Distribution Branch to perform any enquiry or transaction.
 
Asset Allocation
  • Minimum 90% in short term Shariah-compliant deposits, Islamic money market instruments and Shariah-compliant debentures with maturity of not more than 365 days.
  • Up to 10% in short term Shariah-compliant debentures exceeding 365 days but no longer than 732 days.
Benchmark

Bank Islam Mudharabah Overnight Rate.

Note: Investors are advised that the actual portfolio of the Fund at any given time may consist of a mix of Shariah-compliants deposits, Islamic money market instruments and Shariah-compliant debentures of varying tenure and credit rating, as allowed by the Prospectus. Investors are to note that the risk profile of the Fund's portfolio may be higher than the risk profile of the benchmark. Therefore, the Fund's return can be potentially higher than the benchmark commensurate with the risk profile of the underlying assets of the Fund.
 

 
* Capital preservation does not signify that the capital/principal invested is guaranteed/protected by any party.

 

Investors are advised to read and understand the contents of the AMBDN Prospectus dated 6 July 2011 and expire on 5 July 2012 before investing. This prospectus has been registered and lodged with the Securities Commission. Among others, investor should consider the fess and charges involved. The price of units and distributors payable, if any, may go down as well as up. Past performance of the fund should not be taken as indicative of its future performance. Units will only be issued on receipt of an application form referred to in and accompanying the Prospectus, which can be obtained from Amanah Mutual Berhad, Amanah Saham Nasional Berhad, Maybank, Bank Rakyat and Apex Investment Services Berhad.