AMB DIVIDEND TRUST FUND
(AMBDTF)
Type of Fund Income and Growth Fund

Category of Fund EquityFund
Trustee HSBC (Malaysia) Trustee Berhad (001281-T)
Investment Manager HwangDBS Investment Management Berhad (429786-T)
Investment Philosophy AMBDTF will invest in a well-diversified equity portfolio, and which will focus on high (and potentially high) dividend yielding equities in Malaysia and other eligible market. The portfolio is an actively managed defensive equity Fund that may also invest in fixed income securities as a tactical defensive measure depending on market conditions.

 
Investment Objective To provide investors with a regular income stream and to attain medium to long-term capital appreciation through investing in high (and potentially high) dividend yielding equities (including foreign equities).

Any material change to the investment objectives of the Fund would require Unit Holder’s approval.
 
Approved Fund Size of AMBDTF The approved Fund size for AMBDTF is 800 million units.
Investor Profile The Fund is suitable for investors with the following profile:
  • Conservative and prefer receiving regular and steady income in the form of distributions; and
  • Moderate risk appetite.
 
Benefits for Investors Diversified Portfolio
AMBDTF is a fund that provides investors the opportunity to invest in a well-diversified Malaysian and Asian ex-Japan equity portfolio with exposures ranging from 70% to 99.8%.

Tactical Defensive Measure
The portfolio is an actively managed defensive Fund that allows 30% of its NAV to be invested in fixed income securities as a tactical defensive measure depending on market conditions.
 
Specific Benefits of Investing in AMBDTF Free Insurance Protection Coverage
Eligible Unit Holders (natural persons) of AMBDTF will be given free Group Personal Accident (GPA) coverage. Unit Holders holding a minimum amount of 4,000 Units and above will automatically be covered under the GPA insurance for accidental death and Total Permanent Disability (TPD). The sum insured would be RM0.25 for every Unit held subject to a minimum investment of 4,000 Units and maximum coverage of RM200,000.
 

The GPA insurance coverage covers:

  1. Death due to accidental causes only; and
  2. TPD due to accidental causes.

Eligible Unit Holders must be aged between 18 and 69 years old. The GPA coverage ceases automatically when you attain the age of 70 years old. Eligible Principal Unit Holder and joint holder(s) will be covered under the GPA insurance coverage but the sum covered will be shared equally.

Regular Savings Plan
You have the opportunity to invest through standing instruction. This plan makes regular savings easy and allows you to arrange transfers from your bank account to AMBDTF.

Affordability
Investors can invest just RM500 as a minimum initial investment and subsequent investments can be made with a minimum of RM100.

Accessibility
Investors can easily access any Distribution Branches to perform any enquiry or transaction.
Asset Allocation
  1. Min 70% Max 99.8% in equities
  2. Min 0.2% Max 30% in fixed income and cash

Up to 30% of the Fund's NAV may be invested overseas and the External Investment Manager may choose to invest solely in the domestic market.

The equity and fixed income allocation may be reduced to below the minimum levels indicated at the discretion of the Manager only during exceptional circumstances. Exceptional circumstances would include situations:

  1. Where there is a sharp downturn in the equity market;
  2. When there is high risk of capital loss on fixed income instruments due to interest rate fluctuations;
  3. When there is insufficient liquidity in either equity or fixed income instruments for the Fund to transact efficiently; and/or
  4. When there is redemption affecting the liquidity position of the Fund.
 
Performance Benchmark

The performance of AMBDTF is benchmarked against the FTSE Bursa Malaysia KLCI (FBM KLCI) performance and 12-month fixed deposit rate of commercial banks. The weightings assigned is in the proportion of 70:30.
The FBM KLCI is obtainable from Bursa Malaysia website and the 12-month fixed deposit rate of commercial banks is obtainable from Bank Negara website. ( With effect from November 17, 2008 )
 

 

Investors are advised to read and understand the contents of the Master Prospectus dated 17 September 2011 and expires on 16 September 2012 before investing. This prospectus has been registered and lodged with the Securities Commission. Among others, investor should consider the fees and charges involved. The price of units and distributors payable, if any, may go down as well as up. Past performance of the fund should not be taken as indicative of its future performance. Units will only be issued on receipt of an application form referred to in and accompanying the Prospectus, which can be obtained at Amanah Mutual Berhad, Amanah Saham Nasional Berhad, any Maybank and Bank Rakyat distribution branches.