AMB INCOME TRUST FUND
(AMBITF)
Type of Fund Income Fund
Category of Fund Bond Fund
Trustee Universal Trustee (Malaysia) Berhad (17540-D)
Investment Manager CIMB-Principal Asset Management Berhad (304078-K)
Investment Philosophy AMBITF is an income-oriented fund, which invests primarily in a portfolio of fixed income securities. It is structured to earn income on a regular basis and to achieve capital appreciation through interest rate fluctuations. The Unit price will change to reflect movements in the value of the Fund’s assets.

 
Investment Objective The primary objective of AMBITF is to maximise returns over the medium term (over 2 years) and at the same time offer stability of capital and regular income.

Any material change to the investment objective of the Fund would require Unit Holders’ approval.
 
Approved Fund Size of AMBITF The approved fund size of AMBITF is 600 million Units.
Investor Profile Fixed income investments are an essential part of any diversified investment portfolio. AMBITF is an appropriate investment vehicle for investors looking for a medium to long-term investment with regular interest income and some potential for moderate capital growth. The Fund is suited to investors who have an investment horizon of 3 to 5 years.
 
Benefits for Investors Generally, returns from fixed income investments are lower than shares over the medium to longer term. Because income streams from fixed income securities are generally secure, income as a proportion of AMBITF’s total return is usually high, especially when interest rates are high.
 
Specific Benefits of Investing in AMBITF Regular Savings Plan
You have the opportunity to invest through standing instruction. This plan makes regular savings easy and allows you to arrange transfers from your bank account to AMBITF.
 

Affordability
Investors can invest with just RM1,000 as a minimum initial investment and subsequent investments can be made with a minimum of RM100.

Accessibility
Investors can easily access any Distribution Branches to perform any enquiry or transaction.

EPF Members Investment Scheme
The Manager is a unit trust management company under the EPF Members Investment Scheme. You may withdraw a portion of your EPF savings to invest in AMBITF, which may provide you the opportunity to reap capital growth, thus increasing the value of your EPF Account 1 Retirement Savings, subject to rules and regulations of the EPF Members Investment Scheme from time to time.
Asset Allocation • Min 40% max 98% in fixed income securities
• Up to 60% in cash and money market

The fixed income allocation may be reduced to below the minimum levels indicated at the discretion of the Manager only during exceptional circumstances. Exceptional circumstances would include situations:

    1. When there is high risk of capital loss on fixed income instruments due to interest rate fluctuations;
    2. When there is insufficient liquidity in fixed income instruments for the Fund to transact efficiently; and/or
    3. When there is redemption affecting the liquidity position of the Fund.
 
Performance Benchmark The performance of AMBITF is benchmarked against 12 month fixed deposit rate of commercial banks, which is obtainable from the Bank Negara website.
 

 

Investors are advised to read and understand the contents of the Master Prospectus dated September 17, 2009 and the First Supplementary Master Prospectus dated October 30, 2009 before investing. These prospectuses have been registered and lodged with the Securities Commission. Among others, investor should consider the fees and charges involved. The price of units and distributions payable, if any, may go down as well as up. Past performances of the fund should not be taken as indicative of its future performance. Units will only be issued on receipt of an application form referred to in and accompanying the Prospectus, which are obtainable at Amanah Mutual Berhad, Amanah Saham Nasional Berhad or any Maybank distribution branches.