Any material change to the investment objective of the Fund would require Unit Holders’ approval.

• Willing to accept risks for returns presented by the stock market;
• Want to capitalise on the value investment approach when investing in equity markets; and

• Possessing an investment horizon in excess of 5 years.

This is generally due to the fact that value funds are normally associated with neglected or “out-of-favour stocks” while growth funds are focused on stocks with the above average growth.

1. Death due to accidental causes only;
2. Total Permanent Disability (TPD) due to accidental causes; and
3. Funeral expenses as follows:

                     Units               Funeral Expenses
             2,000 to 49,999             RM1,000
           50,000 and above           RM2,000

While the policy is in force, the amount of coverage shall be based on the amount of Units held at the time of accident which led to claim.

Eligible Unit Holders must be aged between 18 and 69 years old. The GPA coverage ceases automatically when you attain the age of 70 years old. Eligible principal Unit Holder and jointholder(s) will be covered under the GPA insurance coverage but the sum covered will be shared equally.

Regular Savings Plan
You have the opportunity to invest through standing instruction. This plan makes regular savings easy and allows you to arrange transfers from your bank account to AMBVTF.

Affordability
Investors can invest with just RM500 as a minimum initial investment and subsequent investments can be made with a minimum of RM100.

Accessibility
Investors can easily access any Distribution Branches to perform any enquiry or transaction.

EPF Members Investment Scheme
The Manager is a unit trust management company under the EPF Members Investment Scheme. You may withdraw a portion of your EPF savings to invest in AMBVTF, which may provide you the opportunity to reap capital growth, thus increasing the value of your EPF Account 1 Retirement Savings, subject to rules and regulations of the EPF Members Investment Scheme from time to time.

The above asset allocation of the Fund is only indicative and will be reviewed from time to time depending on economic and market conditions.

The bulk of investments will be invested over a medium to long-term period with active disposal and liquidation of the investments, a strategy to control risk as well as to optimise capital gains. This is especially so when the full growth potential of the investment is deemed to have been reduced over a prolonged bull run and the resultant liquidity may prove handy for further investments along similar lines when the market has sufficiently eased off. The External Investment Manager in making its investment decision, shall at all times comply with the investment restrictions and requirements as set out in the Deed.

The equity and fixed income allocation may be reduced to below the minimum levels indicated at the discretion of the Manager only during exceptional circumstances. Exceptional circumstances would include situations:

1. Where there is a sharp downturn in the equity market;
2. When there is high risk of capital loss on fixed income instruments due to interest rate fluctuations ;
3. When there is insufficient liquidity in either equity or fixed income instruments for the Fund to transact   efficiently;and/or
4. When there is redemption affecting the liquidity position of the Fund.